Personal Loans Designed Around You.
Loan Options:
Personal loans from $100 up to $3,400
Flexible terms available: 12, 13, 15, 18, or 24 months depending on loan amount
Instant funding available upon approval through secure email delivery
Eligible customers qualify for renewal options and higher loan amounts over time
How It Works
1. Complete an Application
Visit our office or fill out our online application to get started. Our process is simple, quick, and designed to make borrowing easy.
2. Receive a Quick Decision
Our experienced team reviews your application and works to provide a fast decision. We'll explain your loan options and answer any questions you may have.
3. Get the Money You Need
To Apply You’ll Need:
Proof of income
Proof of residency (minimum 6 months)
Proof of employment (minimum 6 months)
Valid government-issued ID
Personal references
Once approved, you'll receive your funds so you can take care of life's unexpected expenses with confidence.
Why Choose Texas Cash Finance?
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Trusted Since 1993
We’ve proudly served East Texas for over 30 years, providing reliable short-term loans to our community.
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Credit Building Made Easy
All loans are credit-based. We report to the credit bureau, so your payments help build or rebuild your credit.
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Loan Requirements
We offer short-term personal loans based on your credit history — not your credit score.
Frequently Asked Questions
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Applying is easy! Visit our office or complete our online application to get started. Our team will guide you through the process and answer any questions along the way.
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Requirements may vary, but you'll generally need:
A valid government-issued ID
Proof of income
Proof of residency
Personal references
Contact us if you have questions about your specific situation.
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We understand your time is valuable. Our team works to review applications as quickly as possible, and many customers receive a decision the same day.
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Every application is unique. While credit history may be considered, we look at multiple factors when reviewing your application and will work with you to explore the options available
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We offer personal loans ranging from $100 to $3,400. The amount you qualify for depends on factors such as your application and eligibility. Our team will work with you to find the loan amount that best fits your needs.
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Yes! You're welcome to pay off your loan early. Contact our team for details about your loan and available payoff options.